Have you always dreamed of owning a caravan or lodge, but worry about the upfront cost? Our flexible caravan finance options could help you make that dream a reality. With deposits starting from just 10% and a range of repayment periods to choose from, you can break down the cost of buying a holiday home into affordable monthly payments.
We only work with reputable Finance Conduct Authority regulated lenders to bring you competitive caravan finance deals – meaning you could be getting the keys to your brand new or pre-loved holiday home with just a 10% deposit. Factoring in your monthly repayments, running costs and site fees, you can work out a comfortable budget to suit you and your family - and put yourself one step closer to experiencing the joy of owning your very own holiday home or lodge with Cosgrove Estates.
We offer a wide range of new and used holiday homes and lodges for sale. Various finance options may be available, but the ultimate decision lies with the finance provider who will apply certain eligibility checks and status assessments when processing your finance application. To find out more about whether your chosen holiday home is eligible for finance, enquire online and our team will be happy to help.
Yes, in order to qualify for static caravan finance, you’ll need to contribute a minimum deposit of 10% against the purchase price of your chosen holiday home. You may wish to pay more than the minimum required amount and benefit from lower monthly repayments over the duration of the loan term agreement.
Yes, if you choose to purchase your holiday home or lodge using finance, following the payment of your initial deposit, you’ll pay your remaining balance monthly – with the amount you pay each month related to the purchase price, deposit amount, interest rate and loan term. Use our handy finance calculator above to see how much your monthly repayments could be.
The maximum loan term our finance providers typically offer for static caravan finance is 84 months – subject to lender assessment. However, occasionally, we’re able to offer longer agreements for lodge purchases. By choosing to repay your loan over a longer period, you may able to reduce your monthly payments, however, additional interest will be incurred, meaning the total amount repayable may be higher.
Our lenders are currently offering a representative APR rate of 9.9% when financing a holiday home or lodge purchase. however this rate may vary.
Once you’ve identified a region, holiday park, or model of a holiday home or lodge you’re interested in, your next step is to submit an enquiry. You can do this online or by calling us on 0333 305 9073. Our friendly team will talk you through the next steps and arrange an appointment for you to visit your chosen park. Once you’re on the park, one of our team will talk you through your purchase options, including finance. If you decide to go ahead, they’ll complete your application with you and submit it to our lenders for assessment.
*Actual APR is subject to status and may vary.
A really great night enjoyed by everyone thanks to Paddy Cosgrove and all his staff
We absolutely love Skye. She completely makes our weekends and school holidays. She’s worth her weight in gold and my baby girl absolutely adores her. She works ever so hard to make my babys weekends fun. She includes all the kids and makes them feel so welcome and included and loved and plans so many wonderful activities for them to enjoy. Whatever she earns isn’t enough she is a fabulous asset to the company. We love her bingo sessions and musical bingo. We love the way she comes to the tables for a chat and a catch-up. Updating us all on what the kids are up to next.
Also, the bar staff are second to none and are like family so friendly and full of chat. The clubhouse is great immaculate and always fully stocked with everyone’s favourites.
We’ve had our caravan 7 years now and every year just gets more and more enjoyable.
Amazing caravan site, very friendly staff, very friendly atmosphere, the best caravan park around leysdown, outdoor swimming pool, entertainment in evening, launderette, 1sec walk to beach literally, would recommend this site to anyone
Great caravan park right near the sea front.
Very nice holiday Park, walking distance to town centre and beach, good facilities, nice swimming pool and bar very friendly
Great location, clean and safe. The swimming pool and bar just renovated.
Rhys and Adam are the best grovestars ever we love Rhys fire and Adams singing! I love them both with all my heart and plus they are AMAZING with kids!!!
From Google reviews
can not fault the whole site, lovely people and a great place to be.
From Google reviews
Moved here in May 23 best thing we have ever done
The sales team (Leroy & Henry ) couldn’t do enough for us very polite and professional service
Welcome meeting with Lee very straightforward forward and happy to answer any question we had
Feel so relaxed in our new home, so peaceful and relaxing.
From google reviews